Loans

• No prepayment penalty
• No loan renewal fees
• Flexible repayment options
• Competitive variable and fixed interest rates
• Life, critical illness and disability insurance available
  
  

Quick Loans

• ​Revolving loan that can be used many times over again
• No prepayment penalty
• No loan renewal fees
• Flexible repayment options
• Competitive fixed interest rates
• Term life insurance is available

 Lines of Credit

• Revolving overdraft attached to your chequing account
• Interest accrues daily and is charged to the account monthly
• No line of credit review fees
• Competitive variable interest rates
• Term life insurance is available
  
  

 Grad Loans~Student Loans

• ​May qualify for $8,000 per year to a maximum of $32,000 ; this is dependant upon course load and security
• Interest to be paid monthly during schooling; loan repayment begins after 6 months of course completion for a maximum of 10 years
• Confirmation of enrollment is required
• Guarantor may be required​
• Life insurance is required and can be obtained from our insurance provider or an insurance provider of your choice

 RRSP Demand Loans

• A loan with a special interest rate to invest in a registered retirement savings plan (RRSP) to defer tax, and save for future retirement
• Provides financing to fund up to the current year allowable contribution amount determined by the Canada Revenue Agency (CRA).
• Maximum 12 month amortization
• This type of loan is typically for smaller RRSP contributions 
• Life, critical illness and disability insurance available​

 RRSP Take 10 Loans

• ​A loan with a special interest rate to invest in a registered retirement savings plan (RRSP) to defer tax, and save for future retirement
• Provides financing to fund up to the current year allowable contribution amount determined by the Canada Revenue Agency (CRA).
• Maximum amortization of 10 years
• This type of loan is typically for larger RRSP contributions
• ​Life, critical illness and disability insurance available​